WHAT WE HEAR

"I’m not sure if we can
really afford this…"

“I’m tired of figuring
it out on my own.”

"I’m tired of piecing together advice from
Google, ChatGPT, friends, and my bookkeeper."

“I don’t know if we can
keep going like this.”

"We keep missing opportunities
because I’m stuck in the weeds."

"I feel like I should have a
better handle on this by now."

When your finances lack direction, so does your decision-making. Fuse helps founders trade confusion for clarity and start leading with confidence.

How we help ↓

A Fractional CFO That Feels Full-Time

A fractional CFO gives your business senior financial leadership for a fraction of the cost of a full-time hire. You get the strategy, forecasting, and decision support of an experienced CFO, scaled to the size of the questions you're actually facing. Fuse provides fractional CFO services from Charlotte to founder-led businesses across the country, most of them somewhere between $2M and $50M in revenue, all of them past the point where a bookkeeper alone is enough.

Hands-on financial leadership built for clarity and confident decisions.

A 15-day close rhythm with numbers you can trust.
Custom budgeting and forward-looking forecasts.
Cash flow visibility and scenario planning.
KPI dashboards built around how your business actually runs.
Clean, lender-ready financial reports.
One-on-one monthly reviews with clear action steps.

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See your cash three months out instead of finding out at payroll.

Rolling 13-week cash forecasts.
Receivables and payment timing management.
Seasonal and scenario planning for choppy stretches.
The gap between profit on paper and cash in the bank, found and fixed.

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The five numbers that matter for your business, tracked every month.

KPIs built around your goals, not a generic template.
Margin by customer and product, so you know which work carries the business.
Budget versus actual reviews that catch variances early.
A monthly rhythm that leads to quicker, more confident decisions.

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Walk into the lender conversation with financials that get to yes.

Loan-ready books and documented earnings.
Forecasts that hold up to a lender's questions.
Support through SBA, equipment, line of credit, and real estate financing.
We sit on your side of the table through closing.

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A finance partner for the decisions that change the trajectory.

Pricing and capital decisions based on real data.
Hiring and expansion timing you can defend.
Doubling down on winners, dropping the work that drains.
Quarterly planning that gets revisited, not filed.

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Whenever that conversation starts, your numbers will be ready for it.

Two-year financial runway planning before a sale or transition.
Clean track record buyers and family successors can trust.
Working capital and add-backs documented before diligence asks.
M&A preparation support alongside your deal team.

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What Does a Fractional CFO Actually Do?

The short version: your bookkeeper records what happened. A fractional CFO tells you what it means and what to do next. At Fuse that work usually covers cash flow forecasting and visibility, so a strong month feels strong and payroll week stops coming with a knot in your stomach. Budgeting and planning that gets revisited, not filed. KPI creation and tracking built around how your business actually runs. Bank financing support when you're ready to borrow, from loan-ready financials to the lender conversation itself. Margin work at the customer and product level, because your biggest customer and your best customer are not always the same company. And succession and exit readiness, so whenever that conversation starts, your numbers are ready for it.

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Is a Fractional CFO Right for Your Business?

Honest answer, not always. If your books are behind or messy, clean monthly accounting comes first, and we do that work too. If you're past $25M with deep complexity, a full-time CFO seat might be the right call, and we'll tell you so. The fit is the middle, a growing business where the reports get made but don't drive decisions, where cash is harder to see than it should be, and where the owner is doing CFO work nights and weekends without the title. If that sounds familiar, you're probably there. Here are the seven signs you've outgrown your bookkeeper, and here's how to think about fractional CFO vs bookkeeper vs full-time CFO. Those two sentences carry the internal links to the blog hub.

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A fraction of a full-time hire, which is the point. Engagements scale with scope, and the first conversation is free, that's what the coffee is for.

Your CPA looks backward and files. A fractional CFO looks forward and decides with you. We don't do taxes, that stays with your CPA, and we work alongside them.

Charlotte is home and where most coffees happen, but we serve founder-led businesses nationally, with deep roots in Buffalo and Western New York.

Usually within a couple of weeks. The first ninety days have a defined shape, books verified, cash visibility built, and one or two real decisions made with the numbers.

Who This is For

Bookkeeper, $500 to $2,500 a month, right when you need clean and current books.
Fractional CFO, scales with scope, right when you need the books to drive decisions.
Full-time CFO, $200K plus fully loaded, right when you're past $25M or deep in complexity.

Growth-Stage Founders

Scaling quickly and need strategic finance leadership to keep up with demand and complexity.

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Startups

Wearing every hat and ready to lead with clarity, confidence, and better financial insight.

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Private Equity & VC

Managing multiple ventures and looking for tighter financial control, reporting, and decision support.

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What Working With Fuse Looks Like

Fuse was built by an operator, not a career accountant. Gregg Turkovich began in public accounting, earned his CPA, then scaled a CPG brand into national retail, expanded EBITDA, and sold to private equity. He started Fuse to support founders with the same growth and exit aspirations. The firm runs a 15-day close rhythm so you get numbers you can trust while they still matter, and we keep the client-to-CFO ratio around 3 to 1 on purpose, this works because of attention, not scale.