Investing outside of your business might result in slower wealth growth, but this strategy will fortify your finances against temporary (and, at times, even permanent) business declines.
I’ve accepted it: Retirement is dead. Anyone still working today might never be able to retire. So why are we all putting money into retirement
As if managing your business wasn’t enough of a challenge, one day you wake up to find that your company needs a number of cars
Employees won’t wait for payroll and landlords don’t want to hear about your cash flow when rent is due. Sure, cash is a problem. But
Do you know the truth about business loans? In today’s click-to-borrow culture, why is it that talking about debt seems like the last great taboo?
Every year, 66% of small businesses fall victim to some level of fraud. Not all of them know it. Some never will. The damage may be
It’s a common daydream – leaving your job in the corporate world and striking out on your own. Maybe you want to pull the rip
You may not know Edward Altman, but he knows an awful lot about your business — like whether your companywill be bankrupt in the next
Banks don’t really “get it” do they? You stride into a bank with all the confidence in the world… and you slink away because they
Whether your business is growing rapidly or just getting started, you need cash. But negotiating with investors or VC can take a long time – time
[ By guest writer Micah Fraim, CPA ] I’m a firm believer that every business can benefit from a certain amount of debt. Borrowing fuels
In my 40-year career I have met with 100’s of business people seeking loans. It is the fun part of what I do. But I’ve also seen
Ready for part 3 in my 4-part Business Tune-Up Program? By now you know what really drives your profits; you have a dashboard that helps
Its amazing how complicated you can make bookkeeping if you try. Apply for a handful of credit cards, get two or three bank accounts, and
I was not surprised to hear that online Christmas sales were up by 16% in 2011… I get the distinct feeling that the sun is
Starbucks just announced an innovative new small business loan program called “Create Jobs for USA”. Yes, along with doling out $5 cups of coffee, Starbucks will
Getting a loan is not easy these days, and as a result too many entrepreneurs have given up even looking. Instead we run around searching
By Guest Blogger Marc Brown Startup is a time of wild optimism. The sky’s the limit and everything seems possible. It’s also a time when
Even today, when everyone says “credit is tight”, borrowing is still the best way to go: rates are low, community lenders are eager to create jobs,
Seems like every time I start a new business, I start it at the bank. In the chair. In front of the loan officer.
Yes, Virginia, bankers do have a secret book. Yes, it has answers you need to build your business, get a loan and more. But wait,
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